Rates, side by side
Our published offer next to the standard rates of the big processors, then a month at your own numbers.
Each row is that company's own published standard rate for U.S. cards, read from the page linked next to it on the date shown. A number older than 45 days is greyed, marked “not verified” and left out of the estimates.
- Rates shown for M1GROUP - Merchant Services are offers. They are subject to underwriting approval and may differ by business type and risk.
- Competitor rates are each company's published standard rates on the date shown next to them, and may have changed since.
- This is not a guarantee of savings.
Estimate a month at your numbers
Type what your business takes by card. The estimate uses each company's published standard rate.
Estimated cost of one month
- About $23 a month less than Stripe at these numbers.
- About $48 a month less than Square at these numbers.
- About $30 a month less than PayPal at these numbers.
- About $23 a month less than Shopify Payments at these numbers.
- About $58 a month less than Authorize.net at these numbers.
Not in the estimate: Braintree (PayPal): No published in person rate to compare. Helcim: Priced as interchange plus a margin, so its cost depends on each card. Not estimated. Clover: No published online or in person rate to compare.
Average savings by monthly Visa and Mastercard volume
Averaged over: Stripe, Square, PayPal, Shopify Payments, Authorize.net. Estimates from published standard rates, processing fees only (monthly account fees are left out for every processor); Visa and Mastercard, other card brands may be priced differently.
An estimate, not a quote. Assumes standard published pricing, domestic consumer cards, no negotiated or volume discounts, chargeback and hardware fees not included. Each sale is counted at percent × amount plus the fixed fee; monthly account fees are left out for every processor, because ours is quoted with the application.